Whats the IDEAL utilization percentage for best approvals?

Thanks for the intro David 🤝 Here's the reality — if you're stacking cards and managing everything in your head or a spreadsheet, something is slipping. A missed due date. Utilization creeping past 30% without realizing it. A 0% APR expiring while you're not paying attention. Every one of those costs you real money. Or worse — tanks the score you've been building. I got tired of it so I built StackEasy.ai — a free dashboard that tracks your entire stack in one place: ⚡ Every card's utilization, balance, and due date — updated automatically ⚡ A StackEasy Score (1-10) that tells you exactly how optimized your stack is ⚡ Smart alerts before something expensive happens ⚡ AI recommendations on which card to actually use and when Read-only access. Bank-level encryption. Takes 2 minutes to set up. 🎯 Free to try, no credit card needed: https://stackeasy.ai Drop any questions below — happy to help with stacking strategy too 👇

I just got this postcard from TransUnion. I previously sent them a demand letter to remove an inquiry—the same letter I sent to Experian, which complied. What’s my next step?

Last week I mailed out a dispute letter as per David’s very specific “inquiry dispute instructions”. Expirian has notified me that the inquiry is now deleted.

I didn't close it because it failed. I closed it because I was at capacity and I refuse to take on clients I can't service at a high level. That's not how I move. So I shut it down. Quietly. And I went to work building the infrastructure to bring it back the right way. New VA being onboarded now. Once he's locked in we're talking 5+ new repair clients a day. On top of that. I'm finalizing a partnership to add tradelines to the ecosystem. Can't drop details yet. Agreement still being finalized. But it's coming. The full stack is almost ready. Credit repair. Tradelines. Business funding. One house. If repair has been on your radar...this is your sign. Drop a 🔥 below or DM me directly and I'll make sure you're first in line when spots open back up.