I don’t have a credit drop today. I just want to talk about the job market right quick! The obvious is that… it’s hard. To find a job and to keep a job. It’s a struggle across the world right now! I’m understanding that! My sincere advice to MY people. 1. No new liabilities rn unless absolutely necessary. No new car, if you can hold out on buy a house.. I would. Don’t accumulate new debt. 2. Any money you have to spare, use it to pay down your credit cards. These interest rates are astronomical 3. Find ways to make the money you have.. work for you.

In just a few hours we've gotten some amazing feedback! I saw maybe 5 or 6 people reach out to me on IG and say "I signed up for the free membership and whenever I get extra money I'll upgrade." My entire purpose in creating this was so everyone can have what they need to get ahead for themselves and their family. In this economy???? Every penny matters! With that, PREMIUM Memberships are $27 and VIP is $47! I want as many people to succeed as possible. I have other income streams, so this is really just for the community I've built over the years! The new prices already reflect this, so sign up and get the resources! Love y'all <3

Equifax agreed to a proposed $100 million settlement involving a 2022 coding error. The lawsuit alleges that approximately four million consumers had incorrect scores reported while applying for mortgages, auto loans or credit cards between March 17 and April 8, 2022. Scores were allegedly lowered by more than 20 points in some cases. Eligible consumers must submit a claim by December 28, 2026. Estimated payments currently range from approximately $95 to $280, but the final amount will depend on the number of valid claims I put mine in already https://www.equifaxfaircreditreportingsettlement.com/

The SBA’s updated operating procedures for 7(a) and 504 loans became effective October 1. The changes affect underwriting and documentation, particularly for business acquisitions. Practitioner analysis says many acquisition deals will need stronger historical cash flow and a debt-service coverage ratio of at least 1.25. Why it matters: A buyer who qualified under the previous rules may face different requirements now. Before paying for a valuation or signing a purchase agreement, ask the lender which SBA procedures apply and whether the business’s documented earnings support the proposed debt.

I wanted to make this my first post because I really want you to understand what I’m building here. This isn’t just another group where I throw a bunch of videos up and you never hear from me again. I created this because there are so many things about money, credit, funding, life insurance, trusts, and building wealth that people either were never taught or had to learn the hard way. And I want this to be a space where we can actually talk about ALL of it. We’re going to get into personal credit, business credit, funding, how to actually prepare before you start applying for things, life insurance, trusts, protecting what you’re building, and just making better financial decisions overall. Some of you are starting from scratch. Some of you already know a lot and just need help putting the pieces together. Both are completely fine. My biggest thing is I want you to actually use this community. Ask questions. Post your wins. Tell us what you’re struggling with. If you don’t understand something, ASK. Somebody else probably has the exact same question. Your membership level will determine what classes, resources, trainings, and access you have, so make sure you look through everything that’s available to you. Welcome to the Hive. 🐝 I’m excited to build this with y’all.