Hi everyone, I recently revisited some discussions by Paul and Dave regarding cash flow management in relation to our policies. They emphasized a sequence where cash flow should first go towards paying off loans, then allocate any available funds for paid-up additions (PUAs), and finally save for future premiums. However, I am wanting to prioritize saving for premiums and PUAs first, with any remaining cash flow directed toward reducing policy loans. I currently have structured loan repayments stretched over three years, which has given me some flexibility. I’m curious to hear your thoughts on this strategy. What are the potential risks and benefits of prioritizing premiums and PUAs over loan repayment? Have any of you faced similar challenges in deciding how to allocate your cash flow? Looking forward to your insights and experiences!