YESSSS lol

One option would be a stack method. But it's definitely for a creative expert. Not a newbie. Every dollar comes from only TWO places: 1️⃣ The DSCR loan 2️⃣ The Seller's Equity (Max amount we can seller carry) That's it. Most people treat "cash to seller" and "seller finance" like they're independent variables. They're not. If the seller wants X amount in cash at closing, that directly reduces how much seller carry is available and cash to Buyer. You can't have both maxed out. One dictates the other. The domino effect: More cash to seller at closing ➡️ Less seller carry available ➡️ Less money left for the buyer ➡️ Deal could break (or buyer has to bring cash to close) You're just splitting the same pot of funds between seller cash and seller financing.