🏠 ASSUMABLE MORTGAGES: The Secret Weapon in a Locked Market! Randy's notes from my certification call with Nora Simpson | AssumeList.com Here's the reality right now:📊 70% of U.S. mortgages have rates of 5% or lower📊 80% of buyers say they're waiting for rates to drop📊 Meanwhile, those loans are ASSUMABLE and most agents have NO idea. The needle is in the haystack. Now we have a way to find it. 👇 This company has a 100% close rate (blew my mind) and the longest escrow was 60m days (blew my mind again). You have no idea how good that is. They have a TC that handles all and is paid off escrow. 🚧 OBSTACLE #1 — Misconceptions most buyers AND agents don't know non-vets can assume VA mortgages. Education is your competitive edge. 📺 Watch this 14-min video: homes.assumelist.com/watch 💰 OBSTACLE #2 — The Cash GapAssumables typically require ~10% cash. Here's the fix:✅ Preferred lenders offer 2nd mortgage options (HELOC, etc.)✅ Strategy = Primary assumption + Secondary financing = Deal closed ⚡ OBSTACLE #3 — Service ResistanceAssumeList handles the ENTIRE transaction — contract to close. - MY NOTES: Not Gospel. :) - Flat fee: $2,350 (TC included) - Team closes 50/month - Never had a turn-down NEVER - Never longer than 60 days 🤯 🎖️ VA LOAN DEEP DIVE This is where it gets powerful for your investor clients: - VA seller can leave VA entitlement on the property - Buyer can rent it out on Day 1 (12-month requirement already satisfied by VA seller) - If the buyer defaults, the seller's credit is NOT affected, unlike SubTo deals - No mortgage insurance. Lower rates. Non-occupant allowed. - Average VA entitlement: $832,000 (goes up every year) 🛠️ YOUR SCRIPT: "I can get you into a 2.25 to 4% assumable loan." Would that be valuable for you. In a market where everyone's waiting — YOU have the answer. 💬 Drop your questions below in comments— We will have Nora on a team call training soon. And if you're an eXp agent in Now Nation ORG, you will get certified in assumable loans and access to them for FREE!