If you’re new here — welcome.If you’ve been lending for a while — you’re in the right place. This community is built around one core principle: Protecting capital comes first. Always. Everything we talk about here is real-estate based: - Fix & flip lending - Buy & hold / refinance exits (DSCR & BRRRR) - Creative deals (subject-to, second liens, rehab funding) Some members here are: - Brand new (never lent a dollar) - Existing lenders - Experienced but wanting to understand risk more deeply All are welcome. 👉 You do NOT need to know the terminology yet. 👉 There are no dumb questions here. Start by answering ONE of these below: 1️⃣ Have you ever lent money before? (Yes / No) 2️⃣ What sounds riskiest to you right now — first lien, second lien, or subject-to? 3️⃣ What’s one lending term you hear a lot but don’t fully understand? Drop your answer below 👇This is a conversation-based community — not a lecture hall.