Bio: Frank Kern only writes about himself in the third person. He only speaks about himself in the third person. He won't write more than three sentences.
Bio: Reflecting on the dominos that had to fall to end up meeting those who matter most. HE has a great sense of humor as well as a plan. Who needs help?
Bio: Jokester, but not to old to learn. Credit topics were foreign to me for some time. I'm getting more fluent in the lingo and I'm not afraid to share.