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Money Broker Society

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Real Estate Investing Roadmap

6.8k members • Free

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🚀 7 Ways to Use $100K–$200K in 0% Business Credit to Scale Your Real Estate Portfolio Faster
Here are 5 ways you can help your clients get funding to grow their portfolios! You can go from 1-2 properties a year to 3-6 with this method. Most people think you need years of saving to invest in real estate. The truth? You can walk into a property without touching your own cash. Here’s how it works:Hard money lenders usually cover 80% of the purchase. With $100K to $200K in 0% business credit, you can cover the rest — down payment, closing costs, and even gap funding. First, let me clarify: business credit cards are different from business lines of credit. A line of credit usually requires revenue and caps at 10% of annual income (500K revenue = 50K line). With business credit cards you can access 100K to 200K in 0% funding right away. To use it for down payments and closings you liquidate the credit into cash at around a 6% fee. (Never use cash advances that cost 20% to 29%.) Here’s what you can do with this strategy: 1️⃣ Marketing and deal flow If you are wholesaling, you can use cards directly for ads, VAs, and dialers. No liquidation needed. More leads = more deals closed. 2️⃣ Down payments and closing costs Example: You need 20% down on a DSCR loan. On a 200K property that is 40K. Liquidation costs $2,400. Add cash back of $800 and your net cost is only $1,600. Would you pay $1,600 to acquire a property with tax benefits, appreciation, tenant pay down, and monthly cash flow? 3️⃣ Gap funding If a lender covers 90% of purchase, you can gap fund the last 10% using business credit. This lets you scale deals faster instead of waiting years to save up. 4️⃣ Courses and mentorships Want to hire a mentor or join a 10K program too fast track your portfolio? Swipe your business credit card at 0% and give yourself 12 to 18 months to pay it off. 5️⃣ Tenants and toilets (the ugly side of investing) Every investor has heard this phrase. When mold pops up in the walls or a furnace dies in winter, it’s better to have access to capital than to be cash strapped.
🚀 7 Ways to Use $100K–$200K in 0% Business Credit to Scale Your Real Estate Portfolio Faster
1 like • 3d
100!
💰 Money Math Challenge 💰
If you don’t post your 90-day goal here, you’re already failing yourself. And heads up—if you don’t post, you’re not eligible to join the competitions (TVs, vacations, and more). 👉 How much do you want to make in the next 90 days? - $2K/month - $5K/month - $10K/month or more? - 👉 And just as important—what’s that money for? - Covering the holidays without stress? - Taking that dream vacation? - Retiring your W2 once and for all? - Comment below with your exact number + purpose. This is step one in building accountability and momentum—without it, you’re just guessing. Lock it in 🔒 Winners set goals. Losers sit out.
2 likes • 3d
My 90 day goal is to focus on raising additional capital, so that I can fund more deals.
1-3 of 3
Angela Payne
2
10points to level up
@angela-payne-5278
Lending for EMD, Double Close, PML funds needed.

Active 2h ago
Joined Sep 20, 2025
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