We purchased a cabin with the intent of renting it for awhile (?) and eventually having it as a 2nd / retirement home. If we claim bonus depreciation for tax year 2026 how long do we need to keep renting it to avoid having negative tax ramifications when we stop renting it?

We purchased a STR at the end of 2025 in my wife and my name and then wanted to transfer it to a SMLLC. Our mortgage company said we could not do the transfer for 1 year. Question is can we still use the SMLLC tax info and bank account to run the rental through or do we have to have all of that in our personal names since the cabin is not in the LLC?