Let’s say someone owns a house, but they still owe money on it — like a loan from the bank (a mortgage). In a subject-to deal, you buy the house without paying off that loan right away. Instead, you take over the monthly payments to the bank, but the loan stays in the original owner’s name. 🎯 Example: Imagine this: - Mr. Smith owns a house. - He owes $100,000 to the bank. - He’s behind on payments and wants to move fast. - You say: “Hey Mr. Smith, I’ll take over your payments and take ownership of the house.” Mr. Smith agrees, and you start paying the mortgage every month — but the bank still has his name on the loan. 🧠 Why would someone do this? Because: - They want to avoid foreclosure (losing the house). - They can’t sell the house fast enough the normal way. - They want out now and don’t mind leaving the loan in place. 💰 Why it helps investors (like you): - You don’t need to get a loan yourself (saves time, credit, and money). - You can get the house with little or no money down. - You can rent it out or fix it and sell it later. 📌 Key Point: A “subject-to” deal means: 👉 You own the house 👉 You pay the mortgage 👉 But the loan is still under the old owner’s name

As we step into 2025, it’s the perfect time to set big goals, align our vision, and take action toward building the life we want through real estate. 🏡✨ Here are some key steps to kickstart your real estate journey this year: 1️⃣ Set Your Goals: Whether it’s buying your first property, scaling your portfolio, or learning a new strategy, write down clear, measurable goals for the year. 2️⃣ Create a Game Plan: Break those goals into actionable steps. Consistent progress leads to big results! 3️⃣ Educate Yourself: Knowledge is power in this industry. Dive into courses, ask questions, and stay engaged in this community. 4️⃣ Network & Collaborate: Surround yourself with like-minded individuals who will push you to grow. That’s why this community exists—lean into it! 5️⃣ Take Action: The best plans only work if you do. Start small, stay consistent, and keep moving forward. Let’s make 2025 a year of massive growth and success! Drop your top real estate goal for the year below—we’re all here to support each other! 💪🏽 🚀 Here’s to crushing it in 2025! 🚀