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51 contributions to The Money Wellness Pond 🐸
What’s your biggest fear that stops you from buying an investment property in 2026?
I am curious to learn what's the fear that's keeping you on the 'Investor Threshold' - that's the place just before you buy the investment property? And if its something different, please let me know in the comments... 🐸
Poll
3 members have voted
What’s your biggest fear that stops you from buying an investment property in 2026?
3 likes • 3d
Can I choose all of these?
If you’ve been feeling uneasy about property lately...
... you’re not alone! Especially after the February RBA rate rise, as I’m hearing the same thing again and again: “Maybe I should just wait until things settle down.” And I get it. Because the headlines are loud and they’re designed to trigger fear. Right now, many investors are concerned that inflation will remain stubborn, which could keep rates higher for longer. So they sit on the sidelines waiting for certainty. But here’s the problem: Certainty never arrives until AFTER the opportunity has passed. The truth about the February rate rise: Most investors see a rate rise and assume it’s bad news for property. But strategic investors know something different: a rate rise doesn’t “kill” property markets. It filters out weak or emotional buyers, reduces competition and creates the best buying conditions for those who are prepared. Just look how well our property markets performed this time last year when interest rates were even higher. And while some people freeze, others act because they understand that property is a long-term game played with short-term emotions. What strategic investors are doing differently right now: They’re not obsessing over what interest rates might do in the next 3-6 months. They’re making decisions based on what property will do over the next 5, 10, or 15 years. They understand that: - Australia is still facing a severe housing shortage - Population growth remains strong - Rental vacancies are at near record lows - Construction costs have surged, and new supply is constrained and will only come on at even higher prices. - First-home owner incentives are driving certain segments of the market - And the market has already reset - prices have been rising again because demand is stronger than supply So even though borrowing has become harder, quality properties in the right locations remain scarce. And scarcity is what drives price growth. Why this matters for you After the February rate rise, one thing is clear: the next few months will reward strategic investors and punish reactive ones.
If you’ve been feeling uneasy about property lately...
3 likes • 5d
Definitely a buyers market in NZ at the moment. Good if looking at investment properties. Bad news if selling.
2 likes • 5d
Not a great time to sell but sometimes that's just how it is. Apparently according to some research September is best time. How about in Aus.
Welcome to the Pond Jan
Lets give a big pond welcome to @Jan Jíra ❤️ We'd love to learn a little more about you Jan and have some fun too.💃 Please introduce yourself here with Two (2) truths and One (1) lie about you. And lets see if we can guess which is what. https://www.skool.com/pond/introduce-yourself-here PS Trev our motivation frog here in the Pond, loves when new people participate 🐸
Welcome to the Pond Jan
2 likes • 6d
Welcome @Jan Jíra .
To Negative Gear or Not to Negative Gear - That is the Question!
Another great question here from @Jonah Pitkin Keep sending them questions through...
To Negative Gear or Not to Negative Gear - That is the Question!
3 likes • 7d
Great insight as usual @Janene O'Connor . Methinks not based on your advice here. What bracket would you consider is a high income earner where negative gearing would actually be viable?
2 likes • 7d
@Janene O'Connor well both you and Trev are very wise.
Introduce Yourself Here
Please introduce yourself below, and tell us:- 👉 2 Truths and 1 Lie - about you! But please don't tell us which is the lie, lets see if we can guess! For example mine are: 1. I was raised on a farm and broke my leg falling off our horse. It bolted after seeing a snake! 2. I'm very competitive and always wanted to play sport. I couldn't because I have a hole in my heart. 3. Despite my friends calling me 'mango head' for many years, I had no idea what a mango actually was! Now its your turn...
Introduce Yourself Here
4 likes • 8d
Hmm. Italian?
3 likes • 8d
@Evelene Sterling indeed we do!
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Ray Handley
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@ray-handley-4653
Learn how to make a passive income with animated video.

Active 10h ago
Joined Dec 7, 2025
INTJ
Auckland
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