I just uploaded a FREE Auto Loan Dispute Letter you can use as a starting point when submitting a complaint through the CFPB if you believe your auto loan is being reported inaccurately or you have concerns about your lender’s reporting. This letter is designed to help you request: ✅ Verification of reported information ✅ Investigation of potential reporting errors ✅ Supporting documentation from the lender ✅ Corrections if inaccurate information is found This isn’t a magic deletion letter—it’s a professional template to help you exercise your rights if you believe your credit reporting is inaccurate. 📥 Head to the Downloads section and grab your free copy. Once you’ve downloaded it, comment “DONE” below so I know you got it, and let me know what lender you’re dealing with.

Package 1 $499 (was $999) - 5 Classroom Courses Uploaded & Organized - Custom Branding & Community Configuration - Course Categories & Navigation Setup - Editable Course Thumbnails - Welcome Post & Onboarding Setup - 3–5 Business Day Turnaround Package 2 $1,499 (was $1,999) - 10 Classroom Courses Uploaded & Organized - Custom Branding & Community Configuration - Course Categories & Navigation Setup - Editable Course Thumbnails - Welcome Post & Onboarding Setup - Priority Support During Setup - 5–7 Business Day Turnaround Funnel Creation Add-On $300 (was $800) - Landing Page Design - Sales Page Setup - Thank You Page - Opt-In Form Integration - Email Marketing Integration - Mobile-Responsive Design - Lead Capture Setup - 3–5 Business Day Turnaround Bundle Pricing - Skool (5 Courses) + Funnel: $799 (was $1,299) - Skool (10 Courses) + Funnel: $1,799 (was $2,299)

Stop believing that leaving a revenue split is the same as building a successful tax business. Yes, keeping 100% of your preparation fees can increase your income—but only if you’re building a business, not just doing more tax returns. The real shift happens when you stop thinking like only a PTIN holder and start operating like a business owner. That means: • Creating systems that keep your business organized. • Marketing consistently to attract new clients. • Building workflows that save time and improve the client experience. • Developing leadership skills. • Bringing on the right people to help you grow. Can you grow on your own? Of course. But sustainable growth doesn’t come from working longer hours every tax season. It comes from creating a business that runs efficiently and continues to generate results—even when you’re not preparing every return yourself. That’s the difference between owning a job and building a business.

DAY 1 — THE DISCOVERY 🔍 (FACTA + 609 Warm-Up) Credit Tip: “Every negative item is a claim. Identity theft turns the burden of proof BACK on the furnisher. You don’t prove innocence — THEY must prove authorship.” Steps: 1. Pull all 3 full reports from https://apps.apple.com/app/id6484272411 2. Highlight ANYTHING you don’t recognize, don’t agree with, or that was opened without your express written consent. 3. Create a list: Account Name — Date — Balance — Why It’s Fraudulent (Unknown / Not Mine / No Contract). 4. Print & save PDF copies. 5. Gather: Your ID Utility bill A blank FTC Identity Theft Statement (you’ll fill tomorrow) DAY 2 — THE DECLARATION 🛑 (FTC + POLICE REPORT OPTION) Credit Tip: “Once you declare identity theft, the law shifts — the bureaus MUST block the accounts within 4 business days under 15 USC 1681c-2. This is called a mandatory block.” Steps: 1. Go to IdentityTheft.gov → File an FTC Identity Theft Report. 2. Fill in EVERY disputed account from yesterday’s list. 3. Download your FTC Affidavit (PDF). 4. OPTIONAL but powerful: File a police report stating the accounts are fraudulent or unauthorized. You don’t need suspects. You simply state the accounts are unlawful. 5. Create a packet: FTC report Police report (if you did one) Photo ID Proof of address Your “Fraudulent Account List” DAY 3 — THE BLOCKAGE ⚔️ (Mandatory Blocking Letters) Credit Tip: “609 deletes… but 1681c-2 BLOCKS. This is the law they cannot duck.” Steps: 1. Write 3 letters (Experian, Equifax, TransUnion): Include FTC report Demand BLOCKING under: 15 U.S.C. § 1681c-2(a)(1) “A consumer agency SHALL block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from identity theft.” 2. Mail all 3 letters CERTIFIED MAIL ONLY. 3. Keep your receipts. 4. Put a 90-day initial fraud alert on each bureau. Result: They must block each item within 4 business days. That’s federal law — not optional.

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