💡 Daily Credit Tip: “The Hidden Credit Killer: Closed Accounts Still Reporting Wrong.”

Here’s a sneaky one almost nobody catches:

👉 Closed accounts can STILL hurt you if the status is reported incorrectly.

Even if you paid the card off…Even if the account is settled…Even if you haven’t used it in years…

If the lender reports it as:

The fix?

Check the “Account Status” section.You want it to say:

✅ Closed — Paid As Agreedor✅ Closed — $0 Balance

Anything else is costing you points AND credibility with lenders.

⭐ Today’s Action Step

Comment:

“Check my closed accounts.”

I’ll tell you exactly which statuses are fine, which ones are red flags, and what to fix first.

📞 Want us to go through your entire credit profile together?

Book a free consultation — we’ll identify every issue and build your custom roadmap.

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