💡 Daily Credit Tip: “The 3-Month Activity Test Banks Quietly Use.”

Most people focus on their score, but lenders look at something way more real:

👉 What you’ve done on your accounts in the last 90 days.

If your recent activity shows:

…it sends banks a signal that your financial behavior is unstable.

Here’s the part nobody talks about:

⭐ Banks care more about the last 90 days than the last 5 years.

Your long-term history matters,but your recent behavior decides approvals.

If your last 90 days look clean and consistent?Funding gets easier.Limits get higher.Approvals feel smoother.

⭐ Today’s Action Step

Comment:

“Check my 90-day activity.”

I’ll tell you exactly what lenders will like or dislike about your recent patterns — and how to tighten it up fast.

📞 Want a full call to map out your credit strategy?

We’ll break down your profile and show you how to optimize it the right way.

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