When we start our "root" up the pyramid, step 2 is all about protection first.
👉 Emergency fund = stability👉 10% saving = consistency
But something important happens over time…
🔁 The shift:
Once your emergency fund is built, you should keep your 10% automation going.
👉 You don’t stop saving,
That same 10% becomes something new:
💰 Your Freedom Fund - your "Future Fund"
💡 What this creates:
- Options
- Flexibility
- Opportunities
Instead of reacting to money…
👉 You start choosing what to do with it.
🎯 Examples:
- Travel ✈️
- Gifts 🎁
- Opportunities
- Future investing
👉 What do you want your Freedom Fund be used for as of today?
Please Comment below:
🌱 Reminder,
This is where money stops being stressful and starts becoming useful.
NOTE: You may change the objective for your freedom fund at any time. For example, this year it may be to save for a great holiday or anniversary. Next year or once you achieve that goal, you may decide to save for a down payment on a house. Once you do that, you may decide to allocate it towards retirement planning - the point is it is flexible and totally in your control because you built your foundation.