Aug 7 • Funding Help
The “Fundability” Checklist Every Business Owner Should Pass Before Applying for Fundingd
Most business owners think funding starts with filling out an application.
It doesn’t.
Funding starts with passing the lender’s silent checklist — and most denials happen before a human ever looks at your application.
Here are the non-negotiables you need before you apply:
- Business Entity – Your LLC or Corporation must be active and in good standing with the state.
- Business Bank Account – Must be in the same name as your registered business.
- Matching Information Everywhere – Your business name, address, and phone must match exactly across all platforms (Secretary of State, IRS, bank, online listings).
- Professional Contact Info – No Gmail or Yahoo emails. Use a business domain email.
- EIN Number – Obtained directly from the IRS.
- Business Phone & Address – Lenders often flag home addresses or personal cell phones unless set up correctly.
If you miss even one of these, you could be leaving $50K–$100K in approvals on the table.
Teaching Tip:
Before you ever apply, think like the underwriter — they’re looking for signals you run a real, stable business.
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The “Fundability” Checklist Every Business Owner Should Pass Before Applying for Fundingd
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