π³ Credit Fact
Paying off a collection does NOT automatically increase your credit score.
The damage was already done when it hit your report.
What actually matters:
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Getting it deleted (not just paid)
β
Making sure itβs accurate and verified
The real game:
A paid collection can still hold your score downβ¦
A deleted collection = that negative impact is gone π«πββββββββββββββββ