This is how to stack business credit cards
Also works for personal credit cards
Usually I can get like 100k-250k in approvals
680+ credit score
Ask who issues the card. This way you learn who underwrites avoid underwriters like Elan Financial and TCM Bank, N.A. because the underwriter for multiple banks.
So if you do a credit stack play best case they deny all the apps, worse case they notify the bank you are credit stacking and they shut down your accounts and bar you from the bank.
But if the bank issues the card themselves then that's how you know they underwrite their own credit cards.
2. After that ask what credit bureau they pull from.
You then rotate between banks and lenders that use one bureau compared to the other.
For example some only pull Experian so you do 3 Experian banks, 3 Transunion, 3 Equifax
3. Then you remove the inquires and you repeat the process
4. Focus on local and regional banks over the larger banks like BofA, Amex, etc. just cause they have more stricter underwriting guidelines
Hope this helps
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David Ramirez
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This is how to stack business credit cards
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