Procrastination · The Rewritten Chapter

Procrastination

Mine was about finance.

My three actions were:

1 Checking all accounts - This meant getting access to everything - I updated my phone a few months ago and still have apps that I have not been able to access.

2 Settling up spreadsheets - getting them up to date with 2026 data

3 Checking accounts daily. 'Where focus goes that thing grows1'

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I have two business accounts, private accounts and credit card accounts along with pensions etc. I used to have a spreadsheet that I filled in often and it kept me upto date where I was.

Things have changed so much since then, leaving my job to care for my daughter so my regular income is no longer a thing. I incurred debt and put my head in the sand - which I know helps nothing. I am currently working on building a couple of business's and I want them in financial order so I can register them properly for tax and the like. I have never done this before and if I am being honest I need session with a good accountant to understand more. It does scare me, but I don't know why because I will understand once told - however I am at 'we only know what we know, right'

I do know how to create spreadsheets, pivot information, capture data etc. As such that is my first focus, get everything set up, look at it daily and keep accurate accounting details.

I have been working on getting everything technically organised over the last couple of weeks, so I had already put in 30 mins in a morning to go through checking my bank accounts, however not once have I kept that appointment.

I loved the session on Wednesday, It has really given me the drive to get things done.

Today I feel like I have made massive improvements, MASSIVE.

I now have access to all my apps therefore accounts. And yes I have had to ring a couple of call centres, 54 mins onto one company, however I did get access to two apps - YEEEAAAHHHH. This means I am able to do the daily checks.

I had a spread sheet for personal, and one for each Business, I have decided to have a master sheet with everything on. Mainly because this gives me one source of the truth and should anything happen to me, its easier for my children to know what I have where - morbid, you could say that, but after last year (lost 3 family members) I want that horrible time to be as easy as possible for them.

So I have created myself a clean spreadsheet with different tabs.

Balances - all the balances are visible & up to date as of today.

I have copied the work that I started on separate spreadsheets for my business's into this one.

I have a tab for house improvement.

I have had enough for today now and very happy with my output.

My three actions were:

1 Checking all accounts ✅- This meant getting access to everything - I updated my phone a few months ago and still have apps that I have not been able to access.

2 Settling up spreadsheets ✅- getting them up to date with 2026 data ❌

3 Checking accounts daily. 'Where focus goes that thing grows1'✅ 1st day done, today.

Next steps:

Update both business tabs - these are pure data sheets. (pivots will give me accounting data)

Create a monthly house expenditure tab and list all the monthly & annual outgoings.

Start using my 30 mins daily from Monday to check the accounts.

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