Let me tell you something really quick.
I’ve seen people cry over a 520 score.
I’ve seen grown men embarrassed to apply for an apartment.
I’ve seen moms denied for a car and forced to Uber to work.
And every single time… they thought it was permanent.
They thought that number defined them.
They thought the collections meant “I messed up forever.”
They thought the late payments meant “I’m bad with money.”
But here’s what they didn’t know…
Credit is not character.
It’s not intelligence.
It’s not worth.
It’s just a report.
And reports can be corrected.
Reports can be updated.
Reports can be rebuilt!
I’ve watched a 498 turn into a 720.
I’ve watched somebody go from cashing checks to walking into a dealership with options.
Not luck. Not magic.
Strategy!!!
Nothing on your credit is permanent unless you decide to leave it there!!!!
Stop looking at your score like it’s a life sentence.
Start looking at it like a blueprint.
We don’t complain in here.
We learn.
We execute.
We elevate!
This year, we’re not begging for approvals.
We position for leverage.
⬇️ your next approval starts HERE!
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Michael Giles
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Let me tell you something really quick.
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