Before you can apply for grants, loans, or contracts, your paperwork must say: “I’m ready.”
Here’s your non-negotiable business paperwork checklist:
Articles of Organization (or Incorporation)
Filed with your Secretary of State. This shows your business is legally formed.
EIN (Employer Identification Number)
Your business’s version of a Social Security number, free on the IRS website.
Operating Agreement or Bylaws
Even if you’re a single-member LLC, have one. It defines ownership, control, and how profits are handled.
Business License or Permit
Check your local city or county website, many small business owners skip this and get denied funding because of it.
Business Bank Account
Never mix personal and business funds. You’ll need your EIN + LLC paperwork to open this.
Business Plan (1–3 pages minimum)
Lenders want to know your mission, services, and financial projections.
D-U-N-S Number
This reports your business credit history to lenders.
You can have the best product in the world, but if your paperwork isn’t clean, lenders will pass you by.
Drop a ✅ in the comments if you have all seven. If not, which one are you missing so we can fix that this week?