1d • Credit Literacy 💳
HOW WE APPROACH CREDIT
Credit is not a flex.
It is a tool.
In this section we break down:
• Utilization
• Profile structure
• Limit increases
• Risk management
• Credit stacking
• Long-term strategy
We do not:
• Chase random cards for aesthetics
• Close accounts emotionally
• Panic when limits shift
• Spread misinformation
We build profiles intentionally.
Your credit score is not your identity.
But understanding how it works changes your leverage in life.
Ask smart questions.
Be open to learning.
Challenge ideas respectfully.
We are here to understand the system, not complain about it.
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HOW WE APPROACH CREDIT
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