5d • General discussion
The Unexplained Income Mercy
The penal rate on unexplained income—cash credits, unexplained investments—was rationalized from a punishing 60% down to 30%. This seems like relief, and it is. But read the deeper signal: the system still penalizes what you cannot explain.
Every rupee in your structure must have a documented source and rationale. Lower penalty doesn't mean lower scrutiny.
Explainability is the real protection.
Can you trace and document the source of every asset?
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The Unexplained Income Mercy
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