Debt mutual funds once offered indexation magic—long-term gains taxed gently after inflation adjustment.
Since April 2023, units bought thereafter are taxed entirely at your slab rate, regardless of holding period.
The tax advantage that made debt funds attractive over fixed deposits largely evaporated.
This reshaped where smart money parks fixed income.
When rules erase an advantage, strategy must follow immediately.
Have you reconsidered your debt fund versus alternatives allocation?