Mar 30 β’ General discussion
Credit Repair Updates - More dropping Soon π₯
Update #1
18 Items Deleted Round 1 β But Let Me Explain Something πTwo bureaus went UP. One dipped. And I need y'all to understand why that is completely NORMAL and why you should never panic when you see a temporary dip.
π Equifax: 517 β 545 (+28) π Experian: 535 β 574 (+39) π TransUnion: 521 β 509 (-12 β TEMPORARY)
Here's the real talk: The score is not the whole story.
There are so many factors that can keep a score suppressed or cause it to fluctuate during the repair process:
β High credit utilization β Thin credit file β New account activity β Active dispute processing periods β Balance reporting cycles
What actually matters are the DELETIONS. Every collection, every negative account we remove is building the foundation. The score catches up β it always does.
18 items removed. 46 disputes still working.
Update #2
+74 points on Experian in one round. That's what happens when previous work starts stacking on top of new deletions. We knocked out Harris, JPMCB Card, Midland Credit, Webbank/OM and more β all reporting as collections β gone across all 3 bureaus.
19 total deletions. 21 disputes still running. 39 total items disputed since we started. Two bureaus now sitting above 700 with Equifax not far behind.
In previous rounds we got her student loans updated from negative to positive. That's not something most people think about β but negative student loans are one of the biggest score killers on a report.
π Equifax: 666 β 680 (+14) π Experian: 642 β 716 (+74) π TransUnion: 644 β 710 (+66)
200 point jumps overall on all 3 since joining the program!! ππ₯
4
0 comments
Credit Repair Updates - More dropping Soon π₯
powered by
skool.com/stay-sharp-university-9426
Welcome to Stay Sharp University β
Done for you Credit Repair/Funding Strategies
Suggested communities
Powered by