But a lot of people will never be able to retire.
The social security trust fund will run dry by 2033.
The 2025 trustees report says it all.
After that, every retiree in America takes a 23% pay cut overnight, by law.
Think about it for a second.
If you’re expecting $2,000/month, you’re now getting $1,540. That’s $5,520/year wiped off your income.
For millions of older people, that’s rent money, medication, and food.
Now add inflation on top of it …
Since 2020, the dollar has lost roughly 25% of its purchasing power. COLAs haven’t kept up, not even close.
So your benefit gets cut by 23%, and what’s left buys significantly less than it does today.
You’re getting hit 𝐓𝐖𝐈𝐂𝐄.
But it gets even worse…
If you’re in your 40s right now, you’ve been paying into this system your entire career.
By the time you’re eligible, the trust fund will have been empty for 𝐘𝐄𝐀𝐑𝐒.
You’re collecting a reduced benefit in a dollar that buys half of what it does today.
You didn’t plan for that because nobody told you to plan for that.
This is why a growing number of people in their 40s and 50s will simply 𝐍𝐎𝐓 𝐑𝐄𝐓𝐈𝐑𝐄.
Their 401(k) got raided in 2020 and 2022, housing costs doubled, real wages are stagnant, and the only program they were counting on is mathematically insolvent.
Congress has known about this for over 20 years.
But they’re not doing shit about it.
Matter of fact, both parties used it to boost their campaigns.
Every year they wait, the fix gets more painful: higher taxes, deeper cuts, or both.
If you’re under 55 and your retirement plan depends on social security paying full benefits…
.
𝐘𝐎𝐔 𝐃𝐎𝐍’𝐓 𝐇𝐀𝐕𝐄 𝐀 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍.
The only way to retire comfortably is to start your own business and start investing as soon as possible.
I’ve been an investor for more than 20 years, and I call all my moves here publicly for everyone to see.
I’m about to make one of the biggest investments of my life, and when I do, I’ll announce it here. Turn on notifications so you don’t miss it.
A lot of people will regret not following me.