Oct 10 (edited) ā¢ General discussion
š° 0-Out-of-Pocket Real Estate Hack (ChatGPT Edition)
I asked ChatGPT how I could purchase an income-producing 2-plex or 4-plex without a personal guaranteeā¦ and with $0.00
It said:
š āUse a DSCR loan ā the debt service coverage ratio only cares about the rents and propertyās cash flow, not your W-2 or credit.ā
Simple Rent a space for 12 months on airbnb and show your DSCR lender your earnings and nothing more. The financials are best on the collected rents, NOT you.
ā
Live in one unit for free.
ā
Let tenants cover the mortgage.
ā
Refinance or repeat in 90 days.
Essentially, a 0-out-of-pocket strategy that builds equity, cash flow, and freedom ā on autopilot.
Anyone else exploring DSCR or multi-unit house hacks like this?
Clich this link to get your new listing or any questions you need answered
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š° 0-Out-of-Pocket Real Estate Hack (ChatGPT Edition)
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