Credit DIY · Serving Humanity Community

Credit DIY

Always try to re-word your inquiries using equity, and steer away from using their codes and statutes. God Bless 😎

Most people fail or give up because they don't send 3 rounds, you have to stay on them and send round 1-(30 days) round 2 send on (35th day) round 3 send on (35th) day. Never sign these letters with wet ink as your signature can be copied and re purposed for their benefit. Keep all denials of credit for your records and hold the credit bureaus accountable. You have to do the due diligence on what the procedure is for your state to take them to court for damages. This is not legal advice.

An example response prompt from chatgpt for equity would be :

To Whom It May Concern,

I am writing to formally dispute the accuracy of the account listed below. As someone who seeks to manage their financial reputation responsibly and equitably, I believe in fair and transparent credit reporting. However, the continued reporting of this account, without clear and verifiable proof of its accuracy, has negatively impacted my ability to obtain credit and has caused undue harm to my financial standing.

In fairness, I am requesting that you provide concrete and verifiable evidence supporting the accuracy of this account. This includes documentation such as a signed agreement or a direct certification from the original creditor confirming the completeness and correctness of the information being reported.

If you are unable to provide such verification, I respectfully request that the account in question be removed from my credit report in good faith. Continuing to report unverified information undermines the principles of equity and causes further, unnecessary damage.

I appreciate your attention to this matter and expect a response within a reasonable timeframe.

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