If youāre serious about fixing your credit and unlocking real funding, you need to know exactly what lenders look for. Most people get denied not because they donāt qualifyābut because they donāt know how to present themselves the right way.
š„ Hereās a quick checklist to boost your fundability and improve your chances of approval:
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Personal Credit Score: Aim for 680+ for better loan and credit approvals (but we can work with lower scores too!)
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Business Credit Setup: If youāre a business owner, make sure you have an LLC, EIN, and a dedicated business bank account.
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No Late Payments: Even a single missed payment can drop your score fastāset auto-payments to avoid this.
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Credit Utilization: Keep your credit card balances below 30% of your limit (under 10% is ideal).
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Check for Errors: 79% of credit reports have mistakes! Get a free copy of your report and dispute errors.
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Build Strong Credit History: If you have a thin file, use secured credit cards or authorized user accounts to build history.
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Separate Personal & Business Credit: Stop using your personal credit to fund your businessālet us show you how to get business credit in your companyās name.
š” Want a full breakdown on how to set yourself up for financial success? Drop a š„ in the comments or DM me āCHECKLISTā and Iāll send you an exclusive ScoreUp RiseUp Fundability Guide!
Letās get you on the fast track to approvals! šš°
#CreditBoost #FundingSuccess #BusinessCredit #FinancialFreedom #RiseUp