Are you a Consumer or an Owner?
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I was looking at the SMH ETF today (it’s the one that owns the "engines" of the world like Nvidia, TSMC, and Broadcom). It got me thinking about a core principle of Leadership and Money.
Most middle-class workers are Consumers of these companies. We buy the phones, use the AI, and pay the subscriptions.
But Leaders are Owners.
Instead of just buying a single "hot stock," I like the SMH because it’s like hiring an elite team of employees. If one "employee" (company) has a bad quarter, the rest of the team is there to carry the load. That’s how you build a fortress, not just a pile of cash.
I’m curious to hear from the group: When it comes to your finances, do you feel more like a "Consumer" (just paying bills) or an "Owner" (building a legacy)?
👉🏾Drop a "Consumer" or "Owner" in the comments—no judgment, we’re all here to move from one to the other!
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Michael Dillard
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Are you a Consumer or an Owner?
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