21h • Home Work
foundational
The 5 fundamentals (foundations) of credit are the key factors that make up your credit score and overall credit health. Here they are in simple, clear terms 👇🏽✨
💳 The 5 Foundations of Credit
- Payment History (35%)
- Credit Utilization (30%)
- Length of Credit History (15%)
- Credit Mix (10%)
- New Credit / Inquiries (10%)
💡 Pro Tip (Great for Clients & Classes)
Credit is about consistency, not speed. Paying on time and keeping balances low wins every time.
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foundational
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Welcome to RSC Credit Club, a community built for individuals who want to understand credit
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