Yes — here are a few important credit basics that go hand-in-hand with the 5 C’s, kept simple and straight to the point 👇🏽✨
💡 Other Credit Things You Need to Know
- Credit is a marathon, not a sprint
- Payment history & utilization matter most
- Collections don’t disappear when paid
- Not all scores are the same
- Disputes must be accurate
- Hard vs. soft inquiries
- Old accounts are gold
- Credit doesn’t equal wealth
✨ Golden Rule of Credit:
Pay on time. Keep balances low. Don’t rush the process.