Quick Wins (1-7 Days)
- Utilization reduction: 20-45 point increase
- Error removal: 25-50 points per error
- Authorized user addition: 30-50 points
Medium-Term Gains (8-21 Days)
- Goodwill adjustment approval: 50-90 points
- Collections removal: 40-80 points
- Credit limit increase: 10-30 points
End of Month Results (22-30 Days)
- Payment history update: 15-40 points
- Account age improvements: 10-20 points
- Mixed credit impact: 15-30 points