16h (edited) • General discussion
Money's "WhatsApp Moment"
Thinking about infrastructure, think about this —
Call it money’s “WhatsApp moment.” Just like messaging apps such as WhatsApp collapsed the cost of sending international texts from around 30 cents per message to essentially zero, stablecoins are beginning to do the same for moving money. The data supports it: stablecoins transferred more than $12 trillion in value last year, after removing bots and inorganic activity — volumes that are approaching Visa’s roughly $17 trillion in annual transactions, but at a fraction of the cost.
In the process, stablecoins are bringing the internet’s original promise of openness and interoperability into finance. Because blockchain technology allows these digital dollars to be programmable, money itself is effectively becoming software.
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Money's "WhatsApp Moment"
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