Holiday Chats 6
💡 Why "New Year, New Budget" Usually Fails (And How Preparedness Fixes It)**
Every January, people vow to budget better. By February, they've given up.
Why? Because traditional budgeting focuses on restriction and saying "no."
Preparedness budgeting is different. It's about saying "YES":
- YES to peace of mind
- YES to security
- YES to taking care of your family
- YES to skills that save money
- YES to being ready for whatever comes
When you frame your money decisions around "building preparedness" instead of "restricting spending," motivation changes.
You're not depriving yourself. You're **investing in your family's resilience.**
That's the mindset shift that makes it stick.
As we head into 2026, think about it:
What if your financial goal wasn't just "save money" but "build a 3-month emergency fund that gives my family security"?
Which one motivates you more? 🤔
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Sharon Johnson
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Holiday Chats 6
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