What you unlock at each tier · Obsidian Metrics

9d (edited) • Updates

What you unlock at each tier

You joined Obsidian Metrics as a free member. Most people stay free for 2-3 weeks before deciding whether to upgrade. This post is what to read at that decision point.

Free — $0

What you have:

All feed sections: Discussion / Q&A, Member Wins & Results, Requests & Voting, and the Financial Market feed (daily market updates from our daily research, available to everyone)
The Classroom public preview module — walks through the four-function framework end-to-end as a free top-of-funnel module
Read + post in every public discussion
A view of what's behind the paywall: every Classroom module is visible in the list with its description, but locked modules require a paid tier to open

If you're still learning the framework and want to read before you commit to a paid tier, free is the right place to stay.

Premium — $19/mo

What you unlock on top of free:

Weekly Platform Drop modules. Every Monday, a deep breakdown of one US-accessible, retail-friendly platform — fees, framework function, historical ranges, risks. Lives in Classroom.
Obsidian Tracker walkthrough. A full Classroom module showing how to use the everyday tool: logging every platform in your stack with the function it serves, the current rate or fee, and the last-verified date.
System Lab walkthrough. A full Classroom module on the comparison and builder tool — modeling swaps and additions before committing capital.
Trading platforms breakdown library. Text breakdowns of major brokerages and trading platforms.
Income platforms breakdown library. Text breakdowns of yield, REIT, peer lending, and other passive income platforms.
Income system breakdowns. Example stacks built around specific use cases.
Monthly and Weekly Action Plans. What to audit, what to verify, when.

Premium is the right tier for anyone actively building out their system. Cheapest path to the full Classroom.

VIP — $39/mo

What you unlock on top of Premium:

Monthly Platform Stack Audit Template. A new gated Classroom module each month with the current-state of the four-function framework, including which platforms moved into or out of the categorical examples we cover, and what changed in the historical ranges.
DM access to Andrew. 48-hour response window. Use it for stack-specific questions on your own setup.
Early access to new tools. Whenever a new tool launches, VIP gets it first.
Advanced classroom track. Deeper breakdowns aimed at members who've already built a baseline stack and want to refine.

VIP is the right tier for members who want a more hands-on monthly cadence and want to actually message me when they're stuck.

Standalone Classroom products (one-time purchases)

Different path. These are NOT subscription tiers — each is a standalone Classroom purchase. Pay once, own access forever. No community subscription bundled. If you want ongoing community access too, subscribe to Premium or VIP separately.

You must be a free community member to see the purchase option for any of these.

Investing 101 — $150 one-time

Perpetual-access reference library. Lifetime access to every current and future item.

Financial glossary across 14+ domains (personal finance, markets, options, futures, crypto, broker terms, compliance language, and more)
Strategy explainers — currently Dollar Cost Averaging and Crypto Staking Mechanics, with more added over time at no additional charge
Markets reference — every global market type by asset class, plus a "what to learn first" guide

Right for anyone new to investing who wants a reference they can come back to as their stack grows.

Platform Stack 101 — $97 one-time

7-day timed Classroom workshop covering the framework end-to-end. Affiliate-eligible at 40% — if a creator referred you with their referral code, paste it at checkout and they earn commission at no cost to you. (Every standalone in our Classroom is affiliate-eligible at 40% — see the Affiliate Program section below.)

7 day modules covering on-ramps, yield venues, redundancy anchors, and growth layers
Daily worksheets you build out as you go
You finish with your own documented stack
Lifetime access to the course content

Right for anyone who wants the framework end-to-end as a one-time purchase.

Trading Platforms Breakdown — $200 one-time

Perpetual access to every trading platform breakdown we publish. New entries added approximately twice a month on alternating weeks. Covers brokerages, options brokers, futures brokers, neobanks with investing, and regulated US crypto exchanges.

Right for anyone who wants the deep-dive library on trading platforms specifically and doesn't want a subscription.

Income Platforms Breakdown — $200 one-time

Perpetual access to every income/yield platform breakdown we publish. New entries on alternating weeks. Covers high-yield savings, money market accounts, CDs, REIT platforms, peer lending, custodial crypto yield, and alternative-asset platforms.

Right for anyone focused on the income side of a stack and doesn't want a subscription.

Income Systems Breakdown — $250 one-time

Perpetual access to every system-level breakdown we publish. A system is 2-4 already-covered platforms wired together to accomplish a specific outcome. New entries on alternating weeks.

Right for anyone who wants the applied "how to wire it together" library rather than individual platform deep-dives.

Tools Classroom — $300 one-time

Perpetual access to every tool walkthrough we publish — current and future. The library compounds as we ship new tools.

Obsidian Tracker walkthrough (current)
System Lab walkthrough (current)
Every future tool added at no additional charge

Right for anyone who wants the tool library without a subscription. Highest-value standalone product — once you own it, every new tool we ship lands in your library for free.

The visual tool preview

If you've never seen what the tools look like, here's a 30-second preview.

How to upgrade

Two paths:

Direct subscription — In the membership panel inside Skool, choose Premium ($19/mo) or VIP ($39/mo). Bills monthly. Cancel any time.
Standalone purchase — Buy any of the standalone products in the Classroom: Investing 101 ($150), Platform Stack 101 ($97), Trading Platforms Breakdown ($200), Income Platforms Breakdown ($200), Income Systems Breakdown ($250), or Tools Classroom ($300). Each is content-only — no subscription bundled. If you want ongoing community access too, subscribe to Premium or VIP separately.

Affiliate program

We run a 40% affiliate program on every standalone course in our Classroom. That's all six products: Platform Stack 101 ($97), Investing 101 ($150), Trading Platforms Breakdown ($200), Income Platforms Breakdown ($200), Income Systems Breakdown ($250), and Tools Classroom ($300).

If a creator referred you — paste their referral code at checkout. The creator earns 40% commission and your price doesn't change.

If you want to become an affiliate — join the free community, then request a referral link from Skool's affiliate panel. You get a per-product link for each of the six standalones. Per-sale payout ranges from ~$38 (PS101) to ~$120 (Tools Classroom).

Subscriptions (Premium $19/mo and VIP $39/mo) are not in the affiliate program. The affiliate program applies to standalone Classroom courses only.

We may earn affiliate commissions from links.

What this community is not

Not financial advice. We are not financial advisors.
Not a stock-picking service.
Not an income promise. Results are not guaranteed.
Not a DeFi protocol coverage site — we cover regulated US custodial platforms and traditional finance only.

Educational only · Not financial advice · Results not guaranteed. We are not financial advisors. Rates change weekly; verify on the official site before deploying capital.

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