It started with late payments...
Late turned into collections.
Fear turned into thinking bankruptcy was the only option.
Latest update:
• Capital One & JPMCB charge-offs removed
• LendClub collection deleted
• $109,996 in negative accounts removed
• +207 credit score points
This is why understanding how credit is reported matters.
Late doesn’t mean hopeless.
Collections don’t mean the end.
There’s still a path forward 💙
3
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Patricia Tolentino
3
It started with late payments...
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