MME Wealth and Wellness Way #12: Overcoming Resistance

Jon Goodman

May 12 • General discussion

Greeting millionaireME Family,

Welcome to Monday, Fund-Day, the most powerful money move of your week.

Here’s how it works:

You look back at last week’s spending—all of it. Every oat milk latte, dog groom, DoorDash, or dance recital.

Then you take 10% of that total—and fund your future with it.

That’s it.

Spent $300 on life’s little pleasures? Great.

Set aside $30—not as punishment, but as payment to your future self.

Here’s the magic: If that $30 grows 10x over time (as it could with patient, consistent investing), you’ll have $300 later and the joy of what you bought last week.

That’s not deprivation. That’s having your cake and compounding it too.

Let’s do the math again, just to let it sink in:

If it takes $10 to buy something today…

…and you tip your future self just $1 when you do…

…and that $1 becomes $10 over time…

…you’ll have the thing and the money.

Which means you have what it takes.

Now ask yourself:

Why do we tip strangers out of obligation—but resist doing the same for ourselves out of opportunity?

You tip 18–25% for decent service.

But 10% for your dreams? Suddenly we hesitate.

That’s resistance.

Steven Pressfield, in The War of Art, tells us that resistance always shows up when something matters. That pushback you feel? It’s a signal, not a stop sign.

It’s not proof you shouldn’t act.

It’s proof that you’re standing at the threshold of growth.

Which means Monday Fund-Day isn’t just a habit.

It’s a declaration.

A line drawn between who you’ve been—and who you’re becoming.

Because anyone can coast.

But you?

You’re becoming an after-tax millionaire in retirement.

And you’re doing it one Fund-Day at a time.

#millionaireME

#FundDayMonday

#PersonalFinanceMadeEasy