⏱️ millionaireME Minute | The Five Whys Behind the Wealth Gap

The wealth gap in America keeps widening.

So let’s slow down and ask why—five times.

Why #1: Why is the wealth gap widening?

Because asset owners are getting richer much faster than non-owners.

Why #2: Why do assets grow faster than wages?

Because capital compounds exponentially, while labor is linear and taxed immediately.

Why #3: Why don’t more people own appreciating assets?

Because most surplus cash gets consumed, not invested.

Why #4: Why is surplus consumed instead of invested?

Because many households lack margin—financial, emotional, and cognitive.

Why #5: Why is there a chronic lack of margin?

Because financial behaviors aren’t automated, values-anchored, or identity-based.

Here’s the takeaway:

People don’t fail because they’re lazy or dumb.

They fail because systems beat willpower every time.

The wealth gap isn’t mysterious.

It’s mechanical.

And that’s actually good news—because mechanics can be redesigned.

Same income.

Different trajectory.

👇 Question for the group:

Which “why” do you feel most right now?

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