10d • General discussion
⏱️ millionaireME Minute: Financial Advice I Wish I’d Received in My 20’s 🐷🪽
Greetings!
It’s Thursday, September 18th, 2025.
There are 104 days left in the year.
One day, my dad looked me in the eye and said something that’s stuck with me ever since:
“Enough about wealth management. I want to hear what you have to say about wealth creation.”
At the time, I was already deep in the world of managing money—allocations, risk profiles, market cycles. But his words hit me like a splash of cold water. Managing money matters, but, without a doubt, creating wealth in the first place is the foundation.
If I could go back to my 20’s with what I know now, my mind would run straight to these simple but powerful truths:
1. Live below your means—don’t flex for people who don’t pay your bills.
2. Start investing early—compound interest is your silent millionaire-maker.
3. Save before you spend—not the other way around.
4. Build an emergency fund—life happens, be ready.
5. Learn a high-income skill—it opens doors that a degree alone cannot.
6. Avoid lifestyle inflation—just because you earn more doesn’t mean you should spend more.
7. Budgeting isn’t boring—being broke is.
8. Focus on assets, not liabilities.
9. Side hustles matter—they teach you business and add income.
10. Your 20s are for building, not balling.
But alas—we can’t turn back time, can we?
On the bright side, though, as the proverb reminds us:
“The best time to plant a tree was 20 years ago. The second-best time is now.” 🌳
And, lucky us, thanks to my dad’s good question that got the wheels turning, we aren’t without an answer.
Or hope.
For we have the ultimate strategy and community in the way of millionaireME!
So whether you’re 20, 40, or 60, the same truth applies: start creating wealth (and, while at it, wellness!) today.
👉 What financial advice do you wish someone had given you in your 20’s?
#millionaireME #WealthWisdom #UnleashYourInnerTBA #Happy #Healthy #Wealthy #Wise 🐷🪽
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⏱️ millionaireME Minute: Financial Advice I Wish I’d Received in My 20’s 🐷🪽
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