Read and digest · MB Trading

Read and digest

Lifestyle is visible. Wealth isn’t. (Trading lesson)

Most profitable traders don’t build wealth because they treat variable trading income like a salary and expand their lifestyle with every payout. Then a drawdown hits and there’s nothing underneath.

Key points

Profit ≠ wealth. Making money and keeping money are two different skills.
Lifestyle creep kills traders. Bigger months lead to bigger spending, then one bad month breaks the system.
Social media lies by omission. You see spending, not savings, investments, or net worth.
Trading income is variable. If you spend like it’s guaranteed, you’ll eventually over-spend.
Different mindset needed: Trading = aggression, risk, speed, execution Wealth building = patience, consistency, boring systems
What actually works for traders (simple structure): Cash buffer: 6–12 months of bare minimum expenses (not invested) Lifestyle ceiling: keep monthly costs fixed even after good months Deploy profits: put surplus into assets that can work without you (principle > product)
Start before you’re profitable. Build habits and structure now, while the account is small.

Bottom line:

Trading is the engine. Wealth is what happens when you capture profits and deploy them instead of spending them.

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