I didn't build MoneyBall from a book. I built it from three computers.
2024, I built my first PC — Batcomputer V1. $2,100 in parts, bought one piece at a time, every paycheck, until it was done. No debt, no big hit to any single check.
I used it for months. Then I traded it straight up on Facebook Marketplace — for my daily driver, an '08 Buick Lucerne, and $1000 cash Not a dime of cash out of my pocket. I still drive that car today.
So I built another one, same specs, same method — we'll call this one Robin. $2,100 in parts, same paycheck-by-paycheck build. But this time I thought about it differently. People kept telling me they wanted a PC but couldn't afford it all at once. So I thought — why don't they do what I did?
I rented Robin out. $300 deposit, $150 a month, for 9 months. That's $1,650. Then I sold it on FB Marketplace after — another $1,500. $3,150 total, off a $2,100 build. $1,050 profit, and somebody got a PC they couldn't have afforded upfront.
Then I did it again, bigger, for myself — Batcomputer V2, $4,400, same paycheck-increment method. My current daily driver PC.
That's when it hit me: the framework was never about PCs. It was about how I build anything — no debt, timed to my pay, and more than one way to turn it into money. So I took that exact pattern and applied it to secured credit cards.
That's MoneyBall. I found it three times before I ever pointed it at credit. Now I'm running it on purpose.