Your Upline Needs Big Overrides to Make it Worth Their Time to Train You
Your comp doesn’t matter… if you don’t know what you’re doing.
This might sting a little, but it needs to be said.
I see so many new agents obsessing over getting “the highest comp”…Like bro, you’re at 100%… and closing 0 deals. Congrats, you’re getting 100% of nothing 😂
Meanwhile, there are agents at 50–70% comp…Getting real training, real support, real mentorship…And actually making money.
Now let’s address the elephant in the room…
“Why does my upline take 40–50%?”
Because if they’re legit, they’re not just “taking”… they’re building you.
A good upline is:
  • Spending time training you
  • Helping you structure deals properly
  • Keeping you out of underwriting disasters
  • Showing you how to actually close
  • Saving you from chargebacks
  • Providing systems, scripts, and guidance
  • Sometimes even helping you on calls
That’s not free.
You’re basically compressing years of trial and error into months…because someone already took the punches for you.
Bad uplines exist, no doubt.But a good one is worth way more than the override they make.
Let me be clear:
If I have to give up 40–50% in overrides, but I get:
  • Solid training
  • Someone helping me with underwriting
  • Real script guidance
  • Help closing deals
  • Accountability
I’m taking that ALL DAY.
Because 60% of something > 100% of nothing.
This business is simple:👉 Skill > comp👉 Mentorship > ego👉 Long-term growth > short-term percentages
Once you actually know how to sell, underwrite, and close consistently…THEN you can worry about maximizing comp.
But in the beginning?
You don’t need a higher contract…You need to become a better agent.
Question for you:Would you rather have 100% comp and struggle alone…or 60% comp with someone actually helping you win?
2
0 comments
Dave Fischer
4
Your Upline Needs Big Overrides to Make it Worth Their Time to Train You
powered by
Life Agent Clarity Academy
skool.com/life-agent-clarity-academy-2403
Welcome to Life Agent Clarity—a community designed to give brand-new life insurance agents clarity, not confusion in an industry of traps and MLMs.
Build your own community
Bring people together around your passion and get paid.
Powered by