Whenever your looking for funding more specifically bloc (business lines of credit ) you want to look for what we call "buzz words" From the Banks.
"Streamline Applications"
" No Financials required"
"Credit score based approval"
"Easy applications"
"No financial statements required"
Those keywords tell you thats its based on tier 1 credit usually means no docs, no bank statements, no tax returns, no P&L etc..