Dec '24 • General discussion
Tips to Improve Your Credit
1. Keep Utilization Low: Use no more than 30% of your total credit limit to maintain a strong credit profile. For example, if your credit limit is $1,000, try to keep your balance below $300.
2. Request a Credit Limit Increase: If your provider increases your limit, your available credit grows, which can lower your utilization without reducing your spending.
3. Pay Balances in Full: Paying off your balance each month ensures you maximize available credit and avoid interest charges.
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Tips to Improve Your Credit
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