Income is not judged by size alone.
Lenders evaluate stability and consistency in how income appears over time 📊
Predictability often outweighs peaks.
💼 Stable income patterns signal reliability
💼 Irregular spikes can raise questions during review
💼 Consistency supports stronger repayment confidence
💼 Clear documentation improves how income is interpreted
If income appears inconsistent, approvals may slow or be reduced regardless of total amount.
Comment OPTICS if this is helpful.