We all know life throws curveballs—job loss, medical expenses, or unexpected car repairs. An emergency fund is a financial cushion that keeps you from relying on debt in tough times.
Experts recommend saving at least 3–6 months of living expenses, but even a starter fund of $1,000 can provide peace of mind.
I personally find high-yield savings accounts or even money market funds to be perfect for holding this fund they offer a bit of extra growth without locking your money away.
How have you built or maintained your emergency fund? Do you have any creative tips for growing it faster?