10d • General discussion
Invest Daily Journal - The Compound Effect
Invest Daily Journal – The Compound Effect
The day is April 13, 2016.
I was in the middle of a conversation about sending money from Brazil to Australia, and then on to China to pay for goods. Back then, international transfers took three long business days … until someone showed me a new way.
We discovered Bitcoin.
At that time, Bitcoin was already 6 years old. I bought my first one for around $540 USD, not thinking too much of it. I only really paid attention again when the price crossed $1,000.
Fast forward to September 26, 2025. With the help of AI, I asked a simple but powerful question:
👉 What if I had invested in Bitcoin every single day using the daily closing price, starting on May 1, 2016, up until September 26, 2025?
I asked for four different amounts:
$1/day
$5/day
$10/day
$35/day
And the answer was…
$1/day → ~ 0.321 BTC → ~$35,000
$5/day → ~ 1.605 BTC → ~$175,000
$10/day → ~ 3.210 BTC → ~$350,000
$35/day → ~ 11.235 BTC → ~$1,225,000
(These are approximate — real timing, fees, slippage, and intraday price variation could shift them.)
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What If I Had Just Saved the Money in the Bank?
If instead of investing, I had simply deposited the same daily amounts into a bank account earning 4% annual interest, compounded daily, over the same period (May 1, 2016 → Sept 26, 2025), here’s how it would look:
Daily Deposit Value in Bank (4% p.a.) vs. Value in Bitcoin (approx.)
$1/day ~$4,156 ~$35,000
$5/day ~$20,780 ~$175,000
$10/day ~$41,559 ~$350,000
$35/day ~$145,457 ~$1,225,000
💡 The difference is staggering — safe savings grew steadily, but daily investing created life-changing results.
The Lesson
What this taught me is simple: risking a very small capital daily creates a compound effect so powerful, you can’t predict the end result.
As billionaires and finance professors often say:
💡 Investing is not about hitting a magic number — it’s about building a consistent journey.
Small, consistent moves stack up over time into something extraordinary.
Your Turn 🚀
Ask ChatGPT this question (copy + paste):
"How much [insert investment: Tesla shares, S&P 500 ETF, Bitcoin, Gold, etc.] would I have accumulated if I invested [insert $ amount] daily at [insert time of day, e.g. daily close] from [start date] to [end date]?"
Try it with different investments and share your results below!
You’ll be amazed at what daily habits can do. This is why Invest Daily (ID) exists — to show that everyday people like us can tap into great opportunities and build wealth over time.
At Skool, I will show you how easy it is to start investing daily, through apps in your phone. The best outcome is that you build discipline and consistency towards investment. The habit of investing will be on auto-pilot!
Thank you for your attention to my post :)
Below is the logarithmic scale of Bitcoin pri e since 2015 all the way to now.
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Invest Daily Journal - The Compound Effect
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