Day 5: what am I avoiding looking at financially?

You’re not lazy or “bad with money”!

• We don’t avoid money… we avoid how money makes us feel

• This is where clarity work becomes deep inner work

I want you to Define what avoidance actually looks like

• Not opening bank or credit card statements

• Ignoring investment accounts (especially during volatility)

• Avoiding debt totals

• Delaying taxes, bookkeeping, or budgeting

• “I’ll look at it later” → turns into months or years

Avoidance is active, not passive. You are actively avoiding, expending precious life force energy.

• The thing you avoid is the thing that ends up controlling you

• When you don’t look at something, you give up power over it

• Lack of visibility = lack of agency, makes it impossible to change

This is what happens:

1. You avoid looking

2. The unknown grows

3. Your nervous system fills in worst-case scenarios

4. You feel more overwhelmed

5. You avoid even more

→ This becomes a self-reinforcing loop

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Extra credit: name the Emotional roots of financial avoidance

• Fear (of how bad it is)

• Shame (past decisions, debt, income level)

• Guilt (spending, financial mistakes)

• Confusion (not knowing what to do)

• Overwhelm (too many moving parts)

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