Fact: Checking your own credit is a *soft inquiry* — it has zero impact on your score. Only hard inquiries (when a lender pulls your credit for a loan application) can temporarily lower it.
Check your score often. Know your numbers. Knowledge is power.
💬 When did you last check your credit score? No judgment — your challenge today is to go check it and help encourage others to do the same by commenting that you completed today's challenge!
#CreditScore #HomebuyersCohort #CreditMyths #BlackWealth